Finance Legal

Important Tips for Improving your Financial Security

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Nowadays, money makes the world go around. With everything becoming digital, even banking, it’s important now more than ever to insure you protect yourself financially. Sadly, increased security only leads to criminals trying harder to get your details and access your money. Keep yourself and your money safe by following these important tips to maximize your financial security.

 

Protect Your Pin

The first thing you should do is ensure your pin is kept secure. Never share your pin with anybody, even those you trust. Always make sure if you’re entering it on your phone or at an ATM that there is nobody lurking around trying to sneak a peek. When you’re at the ATM, you should also use your hand to shield your pin. Scammers have been known to attach cameras to ATMs, so you could be giving a stranger your pin without even realizing!

Online Banking

The next step you can take to help improve your financial security is by signing yourself up to online banking. By doing this you’ll be able to access your account instantly and will be able to keep track of your finances and pay attention to any unusual looking transactions you don’t recognize. There are even a number of online banking apps designed to replace your physical bank account with an online account. These apps allow you to keep a more organised look into your spending and allows you to access your security settings and account history from your phone. If you like the sound of that, read more here and get yourself an online account sorted today. They also are perfect for accounts if you’re going on holiday, you can convert your money straight away in the app using the best conversion rate and use one card no matter where you are.

Update Your Details Regularly

You should make sure your security settings are regularly updated. Make sure to change your password regularly and try to make sure you use a different password for your bank account to all of your other passwords. Keep a note of your password and make sure it’s in a safe place where nobody can access it.

Protect your Documents

Whilst most banking correspondence is done digitally these days; you may still receive letters from your bank. These letters can often contain important details you should be sure to keep protected. If you’re wanting to throw out letters from your bank, it may be worth investing in a shredder or even having a mini bank bonfire out in your backyard. By thoroughly destroying these letters you can rest assured nobody will be able to access your private details.

Be Mindful of Scams

Unfortunately, as security measures become more complicated to get through, scams have also become a major problem as it’s become harder than ever to recognize. If you ever get an email or text from your bank asking you for ANY details whatsoever, DO NOT click the link. Instead go onto your banks official website or app and get in contact with them directly. Most banks will never contact you asking for your own details.

Related

How to Dress for Success in the Legal Industry

A competitive business for every member of the industry, the legal world isn’t easy to navigate. It’s a constant battle to come out and when you’re in competition with a number of like-minded individuals, it’s important to set yourself apart and ensure you don’t give anybody anything to complain about. One of the first things people notice about you is your appearance. We only get one chance to make a first impression, so it’s worth making sure it’s a good one. You want to make sure you look professional and garner respect. To ensure you look the part, here is some advice on how to dress for success in the legal industry.

Keep Tidy

Probably an easy tip, but it’s certainly worth being mindful of. In such a lucrative industry where respect is everything, you are expected to look well put together. Nobody will want to work with you if you can’t even keep yourself tidy – what must your work be like. Keep your ties neat and your shirt tucked in.

Keep Accessories to a Minimum

It may be tempting to add some flair to your outfit, but trust us, you don’t need it. Impress people with your work, not your flashy jewellery. One accessory it may be worth investing in is a good watch. You can find a number of professional watches online at galle.vn. It’ll help you stay punctual for meetings and keep you on your boss’s good side.

Keep It Simple

It’s important not to draw unnecessary attention to yourself whilst working in the legal industry. Chances are you’ll end up working on some pretty harrowing cases, it wouldn’t really be appropriate showing up to a hearing in a rainbow suit. You don’t want others thinking you don’t take your job seriously. Keep your outfits simple, plain and professional and let your hard work do all the talking.

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Health & Safety Regulations Every Small Business Owner Must Know

Keeping your small business afloat is a lot of responsibility. But one of the most important aspects of owning a small business is ensuring you are aware and compliant of health and safety regulations. They ensure your employees and clientele are kept safe. Failure to comply can lead to injury or damage which can be expensive to deal with and detrimental to your small business. While it shouldn’t be an issue for the vast majority of small businesses, it’s probably worth noting that your employees have the right to refuse to do any task they deem as unsafe. So, if you’re wanting to make sure your business is on top of its health and safety, pay attention to this advice and be sure to do your own research – or else your business could be on the line.

Furniture

In order to prevent injury and potential lawsuits, it’s probably worth checking the furniture you have around your workspace. Check your desks and chairs are sturdy and unlikely to break. If you’re unsure it may be worth investing in some new furniture that passes health and safety regulations. For example, the best office chairs to invest in if you’re wanting to ensure you’re meeting health and safety regulations are like the office chairs reviewed here. Don’t take any chances, your employees and clients should always be your number one priority.

Cleanliness

It should be a given, but it is very important you keep your workspace as clean as possible. It could be worth investing in a cleaner, but if it isn’t in your budget, you should ensure your workspace is given a deep clean at least every two weeks. It may also be worth establishing a basic cleanliness standard that all your employees are aware of. Make sure your soap dispensers are consistently topped up and add a sign beside your sinks to remind people to wash their hands. It could also be worth in investing in some hand sanitizer pumps around the workspace.

Fire Safety

Also, an extremely important aspect of keeping your workspace safe is ensuring you’re on top of your fire safety. Make sure you test your fire alarms regularly and have a fire escape plan in place that your employees are confident with. Ensuring you have fire extinguishers around your workspace could be the difference between a burnt-up microwave and losing the entirety of your workspace.

Space to People Ratio

Many people may not know this but there is a regulation in place to ensure your employees have an adequate amount of space to work in. To stay within regulation, you should ensure per employee, there is at least 41 square feet of office space.

Obstructions

To help reduce the risk of injury, it’s important to limit the clutter in your workspace. Any doors, especially fire exits, should never be blocked and walkways should be clear. Should the worst happen, and you and your employees need to exit the workspace quickly, it shouldn’t be made any more difficult by obstructions. Don’t put your business at risk and keep your workspace tidy.

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The Simple Guide to Understanding Electric Scooter Laws

Travel law is one of the most complex, and scrutinised, forms of law on the planet. Mainly due to the fact that our planet is now covered with transport modes. Aeroplanes. Trains. Busses. Cars. You can hardly move for different methods of transport. And with that comes tight regulations and laws surrounding their use, availability and who can use them and when. So for someone moving into the world of law, or for someone just simply learning more about their field, transport law is something you need to brush up on. But this article is going to look at a very specific section of transport law. Electric scooters. It might seem far-fetched that there would be laws based around electric scooters. You might not even know what an electric scooter is. If that’s the case, visit https://www.adultelectricscooters.co.ukand see what this article concerns. Below we are going to touch on a few of the basic ideas surrounding transport law and how it relates to electric scooters.

Transport Law

Now there is no one-size-fits-all law for electric scooters. A lot of the time it will be a state by state basis. States such as NY have heavier regulations on electric scooters, whereas others are much laxer. So for more specifics, you will need to turn directly to your states information on the matter. In general, though most states will require the rider to make sure their scooter is street legal. This means it will need to meet requirements with tires and suspension, rearview mirrors and horn. Due to the scooter being electric, it is scrutinised more than a regular scooter or a normal bike. In the same way, a motorbike is. These standards are often decided at a federal level.

Speed

Speed is an important factor concerning electric scooter law. Most countries, the USA included, often say that, as long as a scooter keeps to under a maximum speed of 25MPH, then it is classified as street legal. This can vary in different states, but as a general rule, it holds. Going a step further there is often a guideline for the total power of the motor on the scooter. A good rule of thumb is 750W but, again, this can change depending on location.

Safety and Claims

Saftey when looking at electric scooters is paramount. A lot of countries require that a rider wear a helmet, even if they are going below a certain speed, they must have a helmet on. And these factors become important in cases involving electric scooters. If you have a client that is claiming against an electric scooter driver, or if they were in an accident while on their own scooter, you will want to take a look at how they were handling their personal safety and the safety of those around them. Due to the nature of an electric scooter, it often won’t be covered by normal insurance when a person is out and about, and they will want to look at getting special insurance. If you have a client looking for more information this is something you will want to tell them.

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